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Having a reward card can be beneficial to people who do things frequently. It can help you score huge discounts and sometimes provide rebates and points which can be used as cash.

Ultimate reward card guide for everyone

Here is a list of rewards card you may or may not have yet along with the how to earn points and where to use them on.

SM Advantage Card
Perfect for: Mommies
Price: ₱150
Validity: 2 years
How to earn points: For every ₱200 spent at The SM Store and SM Cinema, users will earn one point equivalent to ₱1.
Members can also use this card and earn points when buying petrol at Shell Gasoline Stations or purchasing medicine and other stuff in Watsons.
Additional perks: Cardholders can get additional discounts on top of sale items.

Puregold Perks
Perfect for: Sari-sari store owners
Price: ₱100
Validity: 2 years
How to earn points: For every 200 purchase of grocery items, users can get 0.5 points. One point is equal to ₱1.
Additional perks: Cardholders can get exclusive discounts at Puregold's partner establishments

Mercury Drug Suki Card
Perfect for: Mommies
Price: Free
Validity: Lifetime
How to get points: For every ₱200 spent at Mercury Drug Store, users can get one suki point which is equal to ₱1.
Additional perks: Special discounts on participating products during Suki Sabado Special

Tipid Kard
Perfect for: Mommies
Price: ₱20
Validity: Lifetime
How to get points: For every ₱200 spent at Southstar Drug and Manson Drug stores, users earn one point equivalent to ₱1.

Laking National
Perfect for: Students and book lovers
Price: ₱100 for regular customers while ₱60 for students.
Validity: 3 years (₱100 renewal fee)
How to get points: ₱1 spent at National Bookstore is equal to one point. Earn 1,000 points and that's equal to 10 ePurse which can be used to pay your purchase in National Bookstore.
Additional perks: Cardholders can get exclusive discounts and freebies.

Starbucks Rewards Card
Perfect for: Coffee lovers
Price: Minimum of ₱300 which will be converted into Starbucks Card load.
Validity: Lifetime
How to get points: For every purchase of one beverage using your Starbucks card, users earn one star. Earn 12 stars and you exchange it to a grande-sized beverage.
Additional perks: Starbucks Rewards Card gives you a free drink when you register your account online and a slice of cake on your birthday.

Swirl Rewards Card
Perfect for: Coffee-lovers and internet users
Price: ₱195
Validity: Lifetime
How to get points: Swirl Rewards users can get five points per ₱100 purchase at all Coffee Bean and Tea Leaf branch. One point is equal to ₱1.
Additional perks: Swirl Rewards cardholders get access to the store's WiFi.

GetGo
Perfect: Travel Junkies
Price: Free
Validity: Lifetime
How to get points: GetGo users can get one point for every ₱5-spend on flights. Points can be used to redeem flights.
Additional perks: Exclusive discounts and freebies at Cebu Pacific's partners.

Mabuhay Miles
Perfect: Frequent Travelers
Price: Free
Validity: Lifetime
How to get points: Mabuhay Miles members can earn points depending on the origin and destination of their flight. They can use these points to redeem flights.
Additional perks: Exclusive discounts and freebies at Philippine Airlines partner merchants like Resorts World Manila, Fully Booked, and KKDay.

Air Asia Big
Perfect for: Low-cost travelers
Validity: Lifetime
How to get points: Air Asia Big members can earn points depending on their flight. These points can be redeemed to purchase airline tickets.
Additional perks: 24-hour member-priority during Air Asia's seat sales plus discounts from Air Asia's partner brands and companies.

So, which loyalty card do you think would be the most beneficial to you?