Libreng Insurance sa Loan? This Loan Offer Has Your Back!

Get free health and loan insurance when you borrow via GLoan on GCash

Worrying over multiple expenses, from bills and home repairs to tuition, is hard enough. Then, life throws an extra curveball, like unexpected health emergencies, and the already tall pile of things you don’t have the immediate budget for gets even higher.

Secure Free Insurance with Your GLoan

GLoan is no longer your ordinary loan. For a limited time, users can now get free health and loan insurance via GLoan Protect for every GLoan transaction worth a minimum of P500. When you borrow with GLoan, you're not only getting cash straight to your e-wallet to cover your current expenses, you’re also receiving an extra layer of security for expenses that might come up in the future. GLoan Protect insurance benefits include free health and loan insurance equal to the value of your loan, providing you with a financial buffer in the event of hospitalization, total accident-related permanent disability, or unforeseen death.

With every eligible GLoan, users can fund what they need while also enjoying the free health and loan insurance coverage from GInsure— straight to their GCash e-wallet. Best of all, GLoan Protect Insurance is completely free, without any additional requirements or hidden charges.

How Your Loan Becomes Your Safety Net

With every approved GLoan, you get the free GLoan Protect insurance benefit, providing these key advantages:

• Future Proof Your Health

Sudden hospital expenses can be a big financial hit for you and your family. With free health insurance, you get a hospitalization allowance of at least PHP 500—or up to 10% of your Total Loan Value—for a minimum three-day hospital confinement due to sickness or accident.

Loans above PHP 5,000 get up to 10% of the total loan value, while loans PHP 5,000 or below get a fixed PHP 500—giving you a helpful financial buffer when every peso counts.

• Peace of Mind for Your Family

Your family’s security is everything. GLoan Protect insurance benefit makes sure that if the borrower passes away or suffers from permanent disability due to an accident during your insurance coverage, your outstanding loan is fully paid off. For any amount left after the outstanding loan repayment, your loved ones may also get a cash benefit, giving them a chance to get back on their feet.

Getting Your GLoan and GLoan Protect Insurance Benefit

Through GLoan, you can borrow up to PHP 150,000 instant cash straight to your GCash wallet, depending on your eligibility. You can use this to cover emergency household expenses, or even split it to pay for different necessities, and pay in flexible terms of up to 24 months with a competitive interest rate of as low as 1.59%. If you are an eligible user, you can get instant approval with no additional requirements needed.

Get free insurance when you apply for a GLoan with a minimum loan amount of Php 500 through the GCash app. Here’s how:

1. Open the GCash app and tap on "Borrow", then select "GLoan".
2. Enter your desired loan amount.
3. On the installment plan, you'll see that your loan comes with free GLoan Protect insurance.
4. Tick the box to agree to the terms and conditions.
5. Once approved and disbursed, your loan to be sent to your GCash wallet, and your insurance policy will appear in your “My GInsure” page within the next 24 hours.

Coverage starts immediately upon loan approval and lasts until the end of your original loan repayment period, even if you fully pay off your loan early.

To be eligible for GLoan Protect, you must be:

1. 21-65 years old, a Filipino citizen, a fully-verified GCash user
2. Your GLoan must have:

• A minimum loan amount of PHP 500
• A minimum loan tenor of 1 month, and has been approved and disbursed

Free health and loan insurance is available for every approved GLoan from January 16, 2026 to March 31, 2026, so you can stay covered while taking care of what matters most.

To learn more, visit the MyGInsure portal on the GInsure dashboard in the GCash app, or check out the GLoan article on the GCash Help Center. You can also go to new.gcash.com for more details.

Access GLoan through your GCash dashboard or find it under “Borrow.” No GCash yet? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery.

Paid partnership with GCash