SSS rolls out EMV-equipped MySSS Card

The Security Social System (SSS) has officially launched the EMV-equipped dual-function MySSS Card, which replaces the unified multi-purpose identification (UMID) card and is a functional debit card linked to savings accounts.

In an advisory, the SSS said the card is integrated with the Philippine Identification System (PhilSys) eVerify and biometric authentication, and merges social security benefits with digital banking. It can also be used for shopping, public transport fares, and online purchases.

“Once members apply for the MySSS Card, we will link their partner bank savings accounts to SSS for benefits, loans, and other proceeds,” SSS president and chief executive officer Robert Joseph Montes De Claro said.

The card will be issued through partner banks, starting with the Rizal Commercial Banking Corp. (RCBC), with applications to be received starting October 1, 2025 through the bank’s gital arm DikarTech.

“The SSS and RCBC partnership marks a significant milestone in the digital transformation of government services. The MySSS Card’s rollout will expand as more partner banks join the program. This will provide more options for card issuance and banking features,” De Claro said.

There are also plans to later include banks such as Asia United Bank (AUB), China Bank, and the Union Bank of the Philippines.

“Members may choose their partner bank—initially RCBC—and consent to data sharing between the SSS, the National ID system, and the bank,” De Claro said.

Members and pensioners can avail of the MySSS card can be completed through the My.SSS platform, with the cards set to be available within 15 working days to residents in Metro Manila, and within 20 working days for those outside Metro Manila.

SSS LoanLite

The SSS over the weekend also launched the SSS LoanLite micro-lending program powered by the Union Bank of the Philippines, which offers short-term loans with tenors ranging from 15 to 90 days targeted to meet the needs of Filipinos workers, including those working overseas.

The offering will have an 8% interest rate per annum, with direct crediting to UnionBank accounts or MySSS cards.

“Through our partnership with UnionBank, we are taking a bold step toward protecting our members from exploitative lending and enhancing their access to responsible financial services,” De Claro said. — BM, GMA Integrated News