BPI nets P50.5B in first 9 months of 2025

Ayala-led Bank of the Philippine Islands (BPI) on Thursday reported a 5.2% increase in its net income for the first nine months of the year, driven by the growth of its core business during the period.

In a regulatory filing, BPI said its net income grew to P50.5 billion, as revenues climbed 13.2% to P142.3 billion. Net interest income grew 16.2% to P109.1 billion, while non-interest income rose by 4.2% to P33.3 billion.

Operating expenses for the period gained 10.3% to P65.5 billion, on the back of higher business volume-related expenses, manpower, and technology.

The lender ended the period with P3.5 trillion worth of assets, 9.3% year-on-year, as gross loans climbed 13.3% to P2.4 trillion, while deposits increased by 7.7% to P2.7 trillion.

The bank in April said it was looking at loan growth of 12% to 13% this year, with non-institutional loans accounting for 30% of the total portfolio. —VAL, GMA Integrated News