Landbank posts record net income of ₱43.98B in 2025

State-owned Land Bank of the Philippines saw its bottom line grow to a record high in 2025.

Landbank posted a net income of P43.98 billion, up 24% year-on-year, driven by interest income of P152.70 billion on the back of higher returns on loans and stronger fixed-income earnings from investments.

The bank’s total assets also grew to P3.52 trillion, up 3% from P3.43 trillion in 2024.

Total deposits reached P3.11 trillion, the highest level to date.

Landbank president and CEO Lynette Ortiz said the bank’s strong financial performance “allows us to do more of what we are mandated to do—extend affordable and accessible financing to Filipinos, especially to farmers, fishers, and the entire agricultural value chain.”

“By strengthening primary production and scaling value-adding activities, we promote food security and drive inclusive, sustainable growth,” said Ortiz.

As of end-December 2025, Landbank's Agriculture, Fisheries, and Rural Development (AFRD) loan portfolio reached P896.61 billion, accounting for 53.5% of its total gross loan portfolio of P1.68 trillion.

“Landbank has once again delivered strong results under good leadership. This improved performance enables the bank to lend more at affordable rates—directly benefiting priority sectors while advancing countryside development and translating financial strength into inclusive growth,” said Finance Secretary Frederick Go, who also sits as the chairman of Landbank. —VBL, GMA Integrated News