RCBC net income up 11% in 2025

Yuchengco-led Rizal Commercial Banking Corp. (RCBC) posted an 11% growth in its net income in 2025, as the lender reported a double-digit increase in both its net interest income and service fees during the period.

In a regulatory filing, RCBC said its net income grew to P10.6 billion, as its net interest income rose by 32% on the back of a wider funding base, while service fees climbed 25%. Its net interest margin improved by 89 basis points to 4.77%.

Gross customer loans for the period increased by 7%, with consumer loans accounting for 49%, with credit card receivables up by 32%. This was driven by the acquisition of affluent customers, bringing issued cards up by 18%.

“We will continue to innovate and listen, ensuring that RCBC remains your most reliable partner in this rapidly changing world as a digital and CX-first bank,” president and chief executive officer Reggie Cariaso said.

RCBC’s network covers 453 branches and 1,514 automated teller machines (ATMs), with services available through some 4,937 ATM Go. —VAL, GMA Integrated News