BDO bottom line up 6% in 2025

Sy-led BDO Unibank Inc. reported a 6% growth in its earnings for 2025, its customer lending business posted double-digit growth across all market segments during the year.

In a regulatory filing, BDO said its net income grew to P87.2 billion as net interest income increased 9%, with gross customer loans up by 13% to P3.7 trillion. This brought the non-performing loan (NPL) ratio to 1.68% versus 1.83% the previous year.

Deposits for the year were up 10%. Non-interest income rose by 9%, while income from insurance climbed 10%.

"BDO's market leadership and robust business franchise, supported by a strong balance sheet and solid financial performance, position the bank well to capture long-term growth opportunities and emerging prospects," the bank said.

The lender last July raised P115 billion from the issuance of its fourth peso-denominated ASEAN Sustainability Bond to support its lending activities and diversify its funding sources.

It raised another P100 billion from its fifth ASEAN Sustainability Bond offering in January, after demand reached 20 times the initial P5-billion issue size. — VDV, GMA Integrated News