Pag-IBIG Fund nets P16.77B income in Q1 2026, up 11%

The Pag-IBIG Fund posted an 11% increase in net income in the first quarter of 2026.

In a statement on Tuesday, Pag-IBIG Fund said its net income reached P16.772 billion from January to March, up by P1.7 billion compared with the same period last year.

The fund attributed the stronger performance to robust collections and steady earnings from its housing loan, short-term loan, and investment portfolios.

Higher investment returns also boosted earnings, with investment income rising 51% to P3.033 billion from P2.013 billion a year earlier.

“This performance shows that Pag-IBIG Fund remains strong, stable, and ready to support President Marcos’ directive to open more opportunities for Filipino families to own decent and affordable homes,” said Jose Ramon Aliling, secretary of the Department of Human Settlements and Urban Development and chairperson of the 11-member Pag-IBIG Fund Board of Trustees.

Aliling said the fund plays a key role in financing the government’s Expanded 4PH housing program and would continue managing members’ funds prudently to support affordable and sustainable housing.

Pag-IBIG Fund also reported that total assets reached P1.276 trillion as of end-March 2026, up 3% or P41.735 billion from P1.234 trillion in the same period last year.

“Pag-IBIG Fund is owned by its members, the Filipino workers. That is why we remain committed to growing and protecting their savings while ensuring that they have access to affordable home financing,” said Marilene Acosta.

Acosta said the fund’s strong fiscal position enables it to sustain subsidized housing loan rates under the Expanded 4PH Program, including a 3% interest rate for qualified socialized housing borrowers.

Under its charter, Pag-IBIG Fund returns at least 70% of its annual net income to members through dividends credited to their savings each year.—MCG, GMA News