Protection for Every Filipino: GCash and BPI MS launch accident insurance on GInsure for everyday commuting

Commuting is a daily routine shared by millions of Filipinos, often filled with long rides and unpredictable moments. To provide peace of mind on these journeys, GCash, through its in-app digital insurance platform GInsure, has partnered with BPI MS Insurance to launch PasaHERO Protect, an affordable and inclusive accident insurance that covers all forms of public transport¹ including jeepneys, buses, trains, and even motorcycles used in ride-hailing services like TNVS (Transport Network Vehicle Services) within the Philippines.

In addition, the policy’s double indemnity feature for accidents that occur on public transport aims to offer even more peace of mind.

Available through the GCash app, PasaHERO Protect provides Filipinos with up to Php 500,000 in the event of death or permanent disability caused by an accident while using public transportation; and up to Php 250,000 coverage for other accidents with premiums starting at just Php 15 per month.

With ease of access, PasaHERO Protect can also be bought for up to five people, including friends and loved ones, through one GCash account.

“We believe protection should be part of everyday life–not a luxury, but a basic need that every Filipino and their families can access. Together with BPI MS Insurance, through PasaHERO Protect, we’re making insurance more relevant, affordable, and inclusive for the daily realities of commuters.” said Wilfrido de Ocampo, Head of GInsure.

“Through PasaHERO Protect, we’re transforming the insurance landscape. This is about bringing affordable and inclusive coverage closer to the daily habits of Filipinos, especially those who rely on public transport,” said Noriyuki Kobayashi, President and CEO, BPI MS Insurance Corporation.

We’re proud to support everyday Filipinos by providing peace of mind on every ride, so they can move through life with more confidence and less worry.” he added.

Beyond providing financial coverage, the partnership reflects GCash and BPI MS Insurance’s shared commitment to making daily commuting safer for millions of Filipinos. It acknowledges the vulnerability of commuters and offers a safety net that reduces the uncertainty of everyday travel. Furthermore, by tailoring benefits to the realities of commuting, GCash and BPI MS Insurance are reimagining insurance to be more inclusive and relevant.

To experience a safer journey on the road, commuters only need to open the GCash app, go to GInsure, and select PasaHERO Protect to activate their coverage instantly, and with affordable premiums designed to fit into everyday budgets.

By offering financial solutions that respond to real, everyday needs, GCash continues its mission of making finance more inclusive and accessible for every Filipino, while transforming the way insurance and other financial tools serve the nation.

For more information, please visit the Help Center.

¹Note: Public transport refers to any licensed and regularly scheduled land, sea or air conveyance which has fixed and established routes operating as a form of public transport and any member of the public can join at a recognized stop and pay a fare. Public transport includes taxi services but does not include rented vehicle, vehicle on hire, tour coach or any mode of transportation that is chartered or arranged for the tour.

The article above is a paid press release from GCash.